But what are the chances of that happening in your present job? Most people are fortunate if they get a 2-3% raise from year to year. That doesn t help much, does it, if inflation is 3-4% a year? In fact, at that rate, you get further and further behind as the years go by. The answer is clear, you need more money. But how? WHEN NOTHING ELSE WORKS! Give yourself a big pay raise! You don t have to change jobs, work two jobs, live like a hermit, win the lottery, or start a business. I m going to show you how you already have everything you need to give yourself a 20%, 30%, or 40% pay raise, without begging your boss for a penny. So, how can you give yourself that much of a raise? It s simple. Eliminate your debt. That s right, eliminate your debt. Now, before you tune me out, read on. Here are the facts: Most people have a 20%-40% debt load ....