But when was the last time you read a frugality and actually saved a serious amount of money? I hate most frugality tips. I hate frugality because most Americans suck at frugality. We spend more than we make. We're terrible at deferring our immediate wants and investing for the long term. We go into debt. And we blame everyone but ourselves. It's also depressing to think that the only way to save money is by cutting the things you love. Is "saving money" really only about cutting off everything you spend money on? Somehow, I doubt that. Worst of all, many frugality tips focus on things like saving $10 per month for a huge amount of effort. That's just not worth it. If I'm going to spend time to change my lifestyle - and eliminate the things I've been enjoying for years - I want to save thousands, not a ...